How much might you expect to pay each year to insure your car in France?

Figures released recently by the insurance industry in France show that the average cost of a third party insurance policy in 2016 was €445 a year; the average cost of a comprehensive policy was €850.*

As is the case elsewhere, the actual amount you will pay is going to depend on a range of factors - the type of policy, type and age of vehicle, and your driver profile - age, gender and claims record.

Rates will also depend on where you live, and a geographic analysis of the 2016 figures show that at a regional level Brittany has the lowest average overall rates (€505), whilst the highest are in the Ile-de-France (€697).

Within the cities, Marseilles has the highest average rates (€934), followed by Nice (€816) and Saint-Etienne (€791).

The table below shows average rates for third party, third party fire and theft, and comprehensive cover for each department of France.

Those with a 50% no-claims bonus can expect to pay substantially less than is shown here, whilst those with an accident record will pay higher rates, depending upon vehicle.

*The figures exclude the premiums paid by young drivers with no prior insurance record.