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Public Services in France
Healthcare Services in France
- 1. Overview
- 2. Registration
- 3. Protection Universelle Maladie (PUMA)
- 4. Voluntary Health Insurance
- 5. Financial Assistance
- 6. Health Card (Carte Vitale)
- 7. Family Doctor
- 8. Prescription Medicines
- 9. Consultants
- 10. Hospital Treatment
- 11. Emergency
- 12. Long Term Illness
- 13. Maternity Care
- 14. Travel Costs
- 15. Dental Treatment
- 16. Opticians & Opthalmic Treatment
- 17. Breast Screening
- 18. Complaints System
Guides to France
Property in France
- Buying property in France
- Buying off-plan in France
- French property auctions
- SCI Ownership
- French property rights
- Renting property in France
- Selling property in France
Building & Renovation
- Building a house in France
- French planning system
- Property renovation in France
- French property rights
- French Mobile Homes
Work & Business
Money & Taxation
- Banking in France
- French mortgages
- Currency Exchange
- Taxes in France
- French inheritance
- French home insurance
Living in France
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- French Health Insurance
- French Home Insurance
- Inheritance Tax & Law Consultancy
- French Planning
- Transfer Money to France
- Metric Unit Conversion
If you require advice and assistance with the purchase of French property and moving to France, then take a look at the France Insider Property Clinic.
2. Health Insurance Cover in France
- Introduction
- Health Cover for Self-Employed
- Health Cover for Cross Border Workers
- Health Cover for Retired Persons
- Health Cover for Early Retirees
- European Health Insurance Card (EHIC)/Global Health Insurance Card (GHIC)
- Travelling Abroad from France
2.2. Health Insurance in France for Self-Employed
If you are relocating to France and propose to run a business then you obtain automatic affiliation to the French health system, which occurs as part of the process of business registration.
This includes those who register as an Micro-Entrepreneur who also automatically obtain health cover.
Business registration is undertaken on-line, which you can read about at Business Registration.
The local health authority (CPAM) will subsequently write to you inviting you to join the system, at which point some formalities will be required.
You and your family will all be covered for health care; there is no need for both husband and wife to set up a business as both are covered, provided one of them has a registered business.
Nevertheless, an economically inactive spouse/civil partner of a business owner or salaried person in France does have to make their own application for health cover, rather than as a dependant of their partner, an issue we considered in our Newsletter article Access to Health Care for EEA Residents.
As a self-employed person you will pay social security contributions, which includes those for your health cover.
If you are an existing self-employed person, but retain substantial links to your home country, you can work in France for up to two years, and retain affiliation to your existing home social security and health system.
For UK nationals HMRC states that certain other conditions have to be met. The main ones are that the person has to:
- Habitually carry out substantial activities in the UK;
- Pursue the self-employed activity in the UK (generally for at least two months) before going abroad;
- Maintain the means in the UK to carry out the self-employment when they return.
You will need to provide all relevant information to HMRC who decide on a case by case basis. You can contact them at National Insurance: non-UK residents. You can also use Check which country's social security legislation applies to you (CA8421.
Next: Working in UK & Living in France
Back: Form S1/E106 Health Cove
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